In my years of studying the system, and talking to thousands of people who were making the decision to file for Social Security, I've come to realize that it usually comes down to considering just a few unique factors.
I'll carefully walk through each one of these factors so you can decide for yourself if they apply to your client's individual scenario.
There's no such thing as a one-size-fits-all filing strategy. In fact, 5 of the factors we'll discuss dictate filing at the earliest possible date will result in a higher lifetime benefit!
There are no second chances or "do overs" once your client files for benefits. They have to get it right the first time, or be stuck with a bad decision for life.
We'll give you the answers you need to prevent unknowingly advising your clients to make a bad (and potentially irrevocable) decision.
> You’re a financial professional who helps clients with planning for retirement and wants to make sure they receive all the benefits that they have earned
> You help clients navigate through divorce and aren’t sure what benefits they can expect
> You've heard conflicting information and are looking for the right answer
> You've heard the horror stories of advisors giving bad advice on filing for Social Security and you want to make sure this never happens to your clients
If we haven't met yet...I'm Devin. I'm a full-time financial planner and Registered Social Security Analyst who's passionate about simplifying Social Security.
As a result of the more than one million people per month that consume the articles and videos I create, I get LOTS of questions.
The one I'm asked most often?
"What's the right age to file for Social Security?"
Sadly, I don't think most advisors are equipped to answer this question. That's unfortunate considering that the filing decision is one of the most important decisions someone will make about their retirement. I think the advisors who aren't taking an active role in helping with Social Security are take a big risk: Nationwide’s 2021 survey on consumer sentiment around Social Security found 72% of clients would be likely to switch financial planners if their current planner couldn’t give them satisfactory help with their Social Security filing decisions.
If you enroll in today's workshop, I can show you how to simplify this decision with a clear cut process so you'll be confident you're helping your clients make the right choice.
See you in the workshop!